Business

The Bigotry of No Expectations: Addressing Academic Underachievement

Academic achievement occurs through individual effort: one student after another rising above.

Published

2 years ago

March 10, 2021

Jeff Davidson

Joe Biden can’t remember what he said, and Kamala Harris has no clue as to how our nation’s schools should re-open. On the state and local level, as decisions are made about how and in what form we will educate the nation’s children, an age-old issue remains.

The underlying cause of income inequality and brewing civil unrest likely has less to do with media-inflamed coverage and much more to do with the problem that apparently no one wants to discuss: educational disparity.

The disparity year after year, decade after decade, in math competency, reading proficiency, test scores, honor roll status, and graduation rates, in virtually every U.S. school system, between African American students and other students is disturbing.

No Cause for Optimism

Any responsible American would be concerned. Here in the third decade of the third millennium, with a disheartening male African American high school dropout rate across the U.S., can anyone view the situation optimistically?

“It’s remarkable,” noted Eric Hanushek, who is a research associate at the National Bureau of Economic Research, as well as a senior fellow at Stanford University’s Hoover Institution. Following his extensive analysis, he remarked, “I knew that the gap hadn’t been closing too much, but when I actually looked at the data I was myself surprised.”

When strenuous efforts to bridge the gap, in one community after another, do not bear fruit, invariably someone yells “foul,” as if some grand conspiracy is occurring and a magic wand, yet to be waved, could suddenly redress all. And, as if long-term, hard-working, dedicated teachers are not attempting their utmost for each of their students.

Not a Desired Path

Consider the school system in Chapel Hill-Carrboro, North Carolina. This locale, deemed, “The southern part of heaven,” by writers, is among the most progressive in the United States. The teachers and educators here have a vested interest in demonstrating that their school system, beyond all others, can succeed in the vital area of closing achievement gaps between whites and minorities.

Year in and year out, nevertheless, the gap remains. The Chapel Hill-Carrboro Board of Education is primed to try anything. Another in an endless line of supposed “fixes” was to eliminate the advanced math classes in the middle schools and to lump all non-pre-algebra students together, with similar plans to eliminate other advanced classes such as in language arts.

One cannot easily erect a sound building on quicksand, and you cannot expect to solve a decades-old problem by starting with a shaky foundation. Taking a lowest common denominator approach to developing school curriculum has never consistently worked, anywhere. It frustrates the students and dramatically increases a teacher’s burden – all such students must then be taught at individual learning speeds. Do you know any superhuman teachers? If so, could you afford them?

Address the Real Issues

Truly closing the academic gap between underachieving students and the rest of the student population requires addressing reality – airing the truth about the disparity – not resorting to politically “correct” psychobabble and curricula finagling for another ten years, and then another ten, and then another.

This disparity encompasses such issues as the number of hours the television is on in given households, family or parental encouragement for completing homework assignments, a regular workspace, and established hours for studying in a quiet environment, among other factors. Meanwhile Nigerians, Ghanians, Haitians, and other groups get into high seemingly right off the boat, and within one generation or less become a part of the U.S. economic mainstream.

Until solid analysis, exploration, and programs that address these issues are undertaken, no amount of wrangling with classes will prove to be the “winning formula.” School boards, moreover, will have zero chance of effectively addressing the continuing problem of poor academic performance among student groups.

Detective Sherlock Holmes, in Arthur Conan Doyle’s story The Sign of Four, says, “… When you have eliminated the impossible, whatever remains, however improbable, must be the truth.” The schools in U.S. communities routinely exhaust talented teachers with a task that cannot be solved by them, nor is it theirs to solve.

Serious Students, Eager to Learn

Satisfactory academic achievement, however improbable to those who wish to pretend otherwise, occurs through individual effort: one boy and one girl after another rising above and cracking the books, then coming to class as a serious student, eager to learn, and primed to excel.

Such achievement is never likely to occur any other way. Otherwise, expect that income inequality and civil unrest will continue for decades into the 21^st century.

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Jeff Davidson

Jeff Davidson is the world's only holder of the title "The Work-Life Balance Expert®" as awarded by the U.S. Patent and Trademark Office. He is the premier thought leader on work-life balance, integration, and harmony. Jeff speaks to organizations that seek to enhance their overall productivity by improving the effectiveness of their people. He is the author of Breathing Space, Simpler Living, Dial it Down, and Everyday Project Management. Visit www.BreathingSpace.com for more information on Jeff's keynote speeches and seminars, including: Managing the Pace with Grace® * Achieving Work-Life Balance™ * Managing Information and Communication Overload®

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SAVE YOURSELF: Is This The Surefire Way to Protect Your Money in the Inevitable Financial Meltdown?

Decentralized finance (DeFi) has emerged as a revolutionary technology.

Published

1 month ago

May 9, 2023

Chris Widener

Don’t miss Rich Dad Poor Dad’s Robert Kiyosaki in this absolutely free webinar: The Coming Financial Tsunami. Learn how to protect yourself and your loved ones. Click here NOW to register!

CAN DECENTRALIZED FINANCE BE THE WAY TO SAVE YOURSELF AND YOUR FAMILY FROM MELTDOWNS AND TYRANNY?

Decentralized finance (DeFi) is built on the blockchain, which offers a wide range of financial services without the need for intermediaries such as banks or other financial institutions. DeFi has emerged as a popular alternative to traditional finance, offering a more open, transparent, and decentralized financial system. In this article, we will explore why DeFi can protect you from a coming financial meltdown and from tyrannical governments.

DeFi is built on the blockchain, which means that it is inherently decentralized. This means that there is no central authority controlling the system, and all transactions are verified and validated by a distributed network of nodes. This makes the system more resilient and less vulnerable to attack or manipulation. Unlike traditional financial systems, where central authorities have the power to manipulate the system, DeFi is designed to be transparent and immutable.

One of the main advantages of DeFi is that it offers greater financial freedom and control to users. DeFi allows users to access a wide range of financial services without the need for intermediaries. This means that users can transact directly with each other, without having to go through banks or other financial institutions. This gives users greater control over their finances and reduces the risks associated with centralized financial systems.

Another advantage of DeFi is that it is highly transparent. All transactions on the blockchain are public and can be verified by anyone. This means that there is no room for fraud or manipulation, as all transactions are visible to all participants in the network. This level of transparency is not possible in traditional financial systems, where transactions are often opaque and difficult to track.

DeFi also offers greater security to users. Transactions on the blockchain are secured using cryptography, making them virtually impossible to hack or manipulate. This means that users can trust the system, knowing that their funds are secure. Traditional financial systems, on the other hand, are often vulnerable to cyberattacks and fraud, which can result in significant financial losses.

Don’t miss Rich Dad Poor Dad’s Robert Kiyosaki in this absolutely free webinar: The Coming Financial Tsunami. Learn how to protect yourself and your loved ones. Click here NOW to register!

Furthermore, DeFi is designed to be more inclusive and accessible to everyone. Unlike traditional financial systems, which often have high barriers to entry, DeFi is open to anyone with an internet connection. This means that people who are unbanked or underbanked can access financial services that were previously unavailable to them. This inclusivity is important because it helps to reduce financial inequality and promotes greater financial inclusion.

Finally, DeFi is more resilient than traditional financial systems. DeFi is built on a decentralized network of nodes, which means that there is no single point of failure. This makes the system more resilient to attacks and more resistant to financial meltdowns. In traditional financial systems, a single point of failure can have catastrophic consequences, as we saw in the 2008 financial crisis.

DeFi is a new and exciting financial system that offers a wide range of benefits over traditional finance. It is transparent, secure, accessible, and resilient, making it an attractive option for people who are looking to protect themselves from a coming financial meltdown. While DeFi is still in its early stages, it has the potential to transform the world of finance, offering a more open, transparent, and decentralized financial system for everyone.

SEVEN BENEFITS OF DECENTRALIZED FINANCE

Decentralized finance (DeFi) has emerged as a revolutionary technology that enables individuals to conduct financial transactions without the need for intermediaries such as banks or financial institutions. DeFi uses blockchain technology, which provides a transparent and secure way of conducting financial transactions. In this article, we will discuss the benefits of decentralized finance, along with a brief overview of crypto and blockchain.

Overview of Crypto and Blockchain

Crypto refers to digital currencies that use cryptography to secure financial transactions and control the creation of new units. Bitcoin, which was created in 2009, is the most well-known cryptocurrency. It is based on blockchain technology, which is a decentralized ledger that records transactions in a transparent and secure manner. Blockchain technology provides a secure and tamper-proof way of recording transactions, making it ideal for use in financial transactions.

Benefits of Decentralized Finance

Lower Transaction Costs

Decentralized finance provides a cost-effective way of conducting financial transactions. Traditional financial systems are often plagued by high transaction costs, which are passed on to customers. DeFi eliminates the need for intermediaries, which means that transaction costs are significantly lower. This makes it easier for individuals to access financial services and reduces the barriers to entry for new players in the market.

Greater Accessibility

DeFi provides greater accessibility to financial services, particularly for individuals who are unbanked or underbanked. In many parts of the world, people do not have access to traditional banking services due to various factors such as lack of documentation, poor credit history, or living in remote areas. DeFi provides a way for these individuals to access financial services using only a smartphone and an internet connection. This has the potential to increase financial inclusion and reduce poverty.

Increased Transparency

One of the main benefits of blockchain technology is its transparency. Transactions recorded on the blockchain are publicly visible, making it easier to trace the flow of funds. This provides a level of transparency that is not possible with traditional financial systems. Decentralized finance leverages this transparency to provide greater accountability and reduce the risk of fraud. This makes DeFi a more secure and trustworthy way of conducting financial transactions.

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More Control Over Personal Data

Traditional financial systems often require individuals to provide personal data such as name, address, and social security number. This data is stored by banks and financial institutions, making it vulnerable to hacks and breaches. DeFi provides individuals with more control over their personal data by using self-sovereign identity solutions. These solutions enable individuals to control their own data and share it only with the parties they trust.

Greater Flexibility

Decentralized finance provides greater flexibility in terms of financial products and services. Traditional financial systems are often rigid, with limited options for customers. DeFi provides a range of financial products and services, including loans, savings accounts, insurance, and investment products. This gives individuals greater flexibility to choose the financial products and services that meet their specific needs.

Faster Settlement Times

Blockchain technology enables faster settlement times for financial transactions. Traditional financial systems often require several intermediaries to process transactions, which can take several days. With DeFi, transactions are processed directly on the blockchain, which means that settlement times can be as fast as a few seconds. This provides greater convenience for customers and reduces the risk of errors and delays.

Reduced Counterparty Risk

Traditional financial systems often involve counterparty risk, which is the risk that one party will fail to fulfill its obligations in a financial transaction. DeFi eliminates counterparty risk by using smart contracts, which are self-executing contracts that automatically execute when certain conditions are met. This provides greater security and reduces the risk of fraud and default.

Conclusion

Decentralized finance is a revolutionary technology that has the potential to transform the financial industry. By eliminating intermediaries, increasing accessibility, increasing transparency, providing more control over personal data, offering greater flexibility, enabling faster settlement times, and reducing counterparty risk, DeFi provides numerous benefits that traditional financial systems cannot match. As DeFi continues to evolve, it has the potential to create a more equitable and inclusive financial system that benefits individuals and communities around the world.

The information provided in this article is for educational purposes only and should not be construed as financial or investment advice. Investing in decentralized finance (DeFi) and cryptocurrencies involves risk and may result in significant financial losses. Readers are advised to conduct their own research and seek the advice of a financial professional before investing in DeFi or cryptocurrencies. The author and publisher of this article are not responsible for any losses incurred as a result of investing in DeFi or cryptocurrencies.